So, you just got into an accident and luckily you received the other driver\u2019s insurance information\u2014you have now started a third-party claim and the insurance company has just accepted full liability on behalf on their insured (the other driver). What do you do now? What damages are you entitled to? What things should you keep in mind when working with insurance? Do you need an attorney?<\/p>\n
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Car insurance companies tend to over-estimate cost of repairs and under-estimate the value of your vehicle pre-accident. In order to meet the definition of a \u201csalvage vehicle\u201d under the Texas Transportation Code (declaring total loss), the insurance company must show that total cost of repairs exceeds<\/em><\/strong> the actual cash value of the motor vehicle immediately before the damage. You, as the third-party claimant, have the right to provide your own repair estimate and your own vehicle appraisal.<\/p>\n <\/p>\n In addition to repair\/replacement of the vehicle, and regarding the third-party claim with the other driver\u2019s insurance, you are ultimately entitled to both intangible and tangible damages. These damages can be itemized and organized as follows:<\/p>\n Tangible<\/strong><\/p>\n <\/p>\n Intangible<\/strong><\/p>\n <\/p>\n Once you are ready to settle (basically when you feel like you did prior to the accident, both physically and mentally), there are important strategies to keep in mind during your recovery:<\/p>\n <\/p>\n Remember, you can always retain the services of a personal injury attorney<\/a> to directly represent you, if necessary. Every accident is a little different, and Fears Law<\/a> is happy to speak with you if you have any questions or need representation. Contact us<\/a> today to learn more about how we can help you!<\/p>","protected":false},"excerpt":{"rendered":" Attorney Joseph Higgins discusses important considerations and questions you should be asking when involved with third-party insurance claims from an auto accident.<\/p>","protected":false},"author":2,"featured_media":15914,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"image","meta":{"inline_featured_image":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-13177","post","type-post","status-publish","format-image","has-post-thumbnail","hentry","category-personal-injury","post_format-post-format-image"],"yoast_head":"\nOther Tangible\/Intangible Damages<\/h3>\n
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Strategies<\/h3>\n
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